ACH Processing

Our automatic clearinghouse (ACH) processing capabilities allow you to accept cost-effective direct bank payments online. LoanPaymentPro includes a validation and verification tool that allows you to confirm both the availability of funds in real time and the accuracy of account details in real time. You won’t have to worry about ACH returns – or return fees.

Our online payment interface allows you to expand your borrowers’ debt repayment options – including the option to make loan payments using their debit cards and automatic ACH payments. This helps reduce the number of payments that borrowers miss while maintaining their good standing for loans. Using LoanPaymentPro can also help you significantly decrease default rates.

Flexible ACH Payment Acceptance Platform


LoanPaymentPro provides consumer lenders to accept ACH loan payments both online and at the storefront level. With options for scheduled and recurring payments, this feature helps establish consistency in your cash flow and revenue stream.

You can reap a host of benefits by providing your borrowers with an online ACH payment portal that is available 24 hours a day, seven days a week, 365 days a year. Our flexible and intuitive customer-facing interface allows your borrowers to customize their experience. Your customers can find the information and features they need and complete loan-related tasks quickly and easily.

Automated Clearing House (ACH) processing ability has long been the cornerstone of loan payment acceptance. The security and convenience of this payment method ensures a value-added borrower experience that increases trust and loyalty. Minimal fees and the ability to quickly capture funds makes this method consistently popular with lenders.

Consumer lenders can fully automate and secure their ACH payment processing with LoanPaymentPro’s innovative payment acceptance platform. Our technology-based loan payment platform is an end-to-end processing solution for all types of consumer lending businesses, alternative financial services, and money service businesses.

Lender ACH Processing Features


When you choose LoanPaymentPro for ACH payment processing, you have the option to integrate our platform seamlessly into your current loan management software (LMS) or POS system using an API integration approach. This option enhances your branding and streamlines the repayment process for your borrowers.

You also have the option to use the ACH processing portal on a standalone basis via our web-based interface.

Our platform provides lenders with a comprehensive array of tools, features and functions, including the ability to have unlimited users with multiple online lending platforms and branch locations. Take advantage of customized reporting.

ACH Return Prevention


Avoiding ACH returns is critical, and LoanPaymentPro’s ACH processing functions have been designed to help you do just that.

Although most ACH transactions are completed quickly, unsuccessful payments may be returned the originating financial institution. Returns happen for many reasons but, in most cases, the cause is insufficient funds in the payee’s account. Other reasons for returns include errors in the account number or routing number and stop payments placed by the account holder.

With our proprietary Fund Verification Tool, you can confirm in real time that funds are available and will be received in full. By minimizing your ACH returns, you will avoid potentially costly fees and potential problems that too many returned transactions can trigger.

We offer a free demonstration of the LoanPaymentPro program. Contact us today to learn more about our innovative ACH processing and loan payment acceptance platform.

All the Tools You Need 
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